Family Coverage Comparisons

This page provides a video overview and detailed cost projection comparisons for Family Coverage for the HDHP and IYC Health Plan (non-HDHP) designs for 2025 in the State of Wisconsin Group Health Insurance Program.

Video overview of the HDHP vs. IYC Health Plan (non-HDHP) designs:

In this video Professor Sydnor describes the High Deductible Health Plan (HDHP) and non-HDHP options and provides some basic information about HDHPs and the health savings accounts (HSAs) that go along with them. He also describes how as a health economist he thinks about the tradeoffs to consider when deciding between these options.

For additional information about the HDHP plan and important considerations for whether you are eligible to choose the HDHP as a WI State employee, please visit ETF’s High Deductible Health Plans page.

 

The video may be slow to load, so please try refreshing your page if you do not see it. If you have any trouble viewing the video, here is a transcript: Transcript of video overview for family coverage

Detailed cost projections:

Using anonymized data on past health insurance claims, we have created projections of the range of total costs employees might experience with the HDHP and IYC Health Plan (non-HDHP) designs. Please click below to view the projections.

Plan Cost Comparisons for WI SGHIP 2025 Family Coverage

Example cost-comparison graphs (click the link above for full details):

Bar graph of cost comparisons for family coverage risk level 3.Detailed projections of cost comparisons for family coverage risk level 3